{
  "alert": "PaymentAPIHighErrorRate",
  "llm_source": "replay-miss",
  "elapsed_seconds": 0.41,
  "analysis": "[replay mode] No cached response for this prompt. Run with a live LLM backend (LLM_BACKEND=ollama is credential-free) to generate one.",
  "slack_posted": false,
  "slack_detail": "--post-slack not passed; card rendered locally only"
}